Learn More About Mercury Insurance, Terms and Conditions

Mercury Insurance is one of many risk protection services in Indonesia. Maybe most of you have often heard of PT Asuransi Raksa Pratikara, because this company is very popular among the public. Before subscribing, let's take a look at the Raksa Pratikara Insurance products.

When you are looking for the best insurance company recommendations in Indonesia, Mercury Insurance is one of the choices. As a company that has been registered with the OJK, prospective customers do not need to be afraid of fraud.

The activities of this insurance company, which has an office on Jalan Abdul Muis, Central Jakarta, has been proven reliable for more than 45 years. The products of Raksa Pratikara Insurance can be seen below.

Various Kinds of Mercury Pratikara Insurance Products

Customers can choose various types of insurance products according to their individual needs, including the following:

Shop Insurance or Raksa Storecare Insurance

Asuransi Raksa Pratikara has products to protect shop houses, shopping centers or malls. The total sum insured exceeds Rp. 1.5 billion with insured objects in the form of interior, buildings, equipment and furniture in the shop.

Residential Insurance or Mercury Estatecare Insurance

Services that protect homes and their contents from all kinds of harmful risks, such as demolition, fire and others. Collateral can be adjusted according to customer needs.

The main condition is that the guaranteed house is not a place of business with a total insured price exceeding Rp. 500 million.

Motor Vehicle Insurance or Mercury Autocare Insurance

Mercury Company offers two types of motor vehicle insurance ranging from sedans to large vehicles such as buses and trucks. This service consists of all risk (comprehensive) insurance that covers all risks to a vehicle such as fire, theft, collision and so on.

Then Total Loss Only insurance with protection that can be claimed in the event of theft and the sum insured reaches 75% of the current vehicle price.

Personal Accident Insurance or Mercury Accidentcare Insurance

The next Raksa Pratikara Insurance product is protection to guarantee financial loss to yourself, your employees or your family in the event of an accident, total or partial disability.

There is also a death benefit that can be claimed and is valid in all corners of the world.

Burglary Insurance or Mercury Becare Insurance

A service to protect against intentional home theft attempts and protect any damage from such theft cases.

The benefits include compensation in the event of death, loss of sight or part of the body, to violence that results in permanent and total disability.

Restaurant and Cafe Insurance or Raksa Resto Care Insurance

This service is specifically intended to protect cafes and restaurants. It does not have to be in the form of a stand-alone building, but includes buildings in malls, shopping centers, or office center buildings.

The sum insured reaches Rp. 1 billion, including protection for furniture and all contents in it.

Earthquake Insurance or Mercury Earthquake Insurance

This insurance guarantees protection against damage to property and other losses in the event of an earthquake.

Fire Insurance or Mercury Fire Insurance

Mercury Company can help you protect the risk of loss due to lightning, fire, falling planes, explosions, and smoke. The object of protection may be in the form of furniture, buildings, machinery, equipment or installations and inventories.

Heavy Equipment Insurance or Mercury Heavy Equipment Insurance

This Mercury Pratikara Insurance product will protect your heavy equipment from damage caused by various factors. Several types of heavy equipment that can be insured such as Dump Trucks, Excavators and so on.

The customer can choose the type of TLO and All Risk coverage.

Freight Insurance or Mercury Marine Cargo Insurance

Services that protect in the field of transportation against loss or damage caused by aground, fire, drowning and so on. There are several service options such as:

Instiute Cargo Clauses (C) guarantees losses that cause damage to the ship due to various reasons, but not due to sinking, natural disasters, intentional dumping of cargo for safety.

Institute Cargo Clauses (B) guarantees losses due to goods falling into the sea, natural disasters, damage to goods due to ingress of sea water, up to total loss of goods when unloading goods.

Institute Cargo Clauses (A) guarantees all damage or loss of cargo goods (All Risk).

Those are the various types of Mercury Pratikara Insurance products, hopefully they are useful.