6 Benefits of Property Insurance to Protect Valuable Assets

Property insurance is insurance that provides services for replacement or repair if the client's property is damaged by natural disasters such as landslides, volcanic eruptions, earthquakes, hurricanes, hail or snow, explosions, fires, but not floods and damage caused by human activity.

The properties referred to here are properties such as houses, warehouses, shops, shop houses (ruko), and home offices. The desire of every human being to own property that is equipped with convenience facilities for the value of the property is a general benefit of using property insurance.

As for in detail the benefits of property insurance with various comfort offers provided to customers, namely:

1. Service for Compensation for Damage due to Natural Disasters

Living in a country surrounded by volcanoes, we often experience natural disasters. Caution and anxiety often stalk us. The properties that we have worked so hard for so far have also made the focus on prudence in maintenance.

However, natural disasters such as volcanic eruptions and landslides cannot be avoided. Property damage due to natural disasters certainly makes someone think of various ways to take preventive steps against the property they own.

By using property loss insurance, we can feel calm for a moment if our property is damaged by natural disasters except for floods.

2. Fire Compensation Service

In some property insurance products, you will sometimes find insurance that offers compensation due to fire. However, there are also insurances that offer all risks, all the calamities experienced by their clients.

In the case of a fire, of course, the insurance company will compensate for the damage to the insurance of the burned property in accordance with the proposed value.

3. Replacement Service for Lost Property

When a person travels, it is not uncommon for cases of theft to occur. With the loss of the customer's property with property insurance, property insurance has services for this incident.

With a customer record that can prove that the property was stolen, the insurance company can provide a replacement for the value of the lost property.

In this case, the report from the police will really help the client to process the compensation from the insurance company.

4. Comfortable and Calm

Living with a sense of comfort and calm is the dream of every human being. Property insurance will help realize the dream of every human being through the services offered. Protection using property insurance services for all property that has been collected with various struggles and hard work as long as it is a preventive measure for the long term.

Of course, each of us would not want to feel the loss of our hard work in the property sector just disappears with a disaster such as a fire. Property insurance will help increase our sense of comfort and calm in protecting our property.

5. Avoiding the Risk of Lawsuits

Lawsuits are one of many things that every human being does not want to feel. Property damage due to natural disasters or unintentional disasters can result in a person getting a lawsuit. This of course will make you feel uncomfortable, right?

The benefit of insurance for the community for property is to get protection assistance from insurance law if something like the above happens. From this point of view, customers will benefit greatly. So, there is no need to be confused about finding your own legal umbrella.

6. Keeping Valuable Property Values ​​Stable

The value of a property that we own may not be the same every year. Of course, if the value continues to rise we will feel happy, then what if one day the value of our property drops? A tempting offer for some prospective property insurance customers is to keep the value of a property stable and even higher.

For example, if a house is hit by a landslide, of course the owner will have a sense of anxiety that the price of the house will fall in the future. However, if the owner becomes a property insurance customer, the insurance has guaranteed that the house has the same value and even higher in the future.

Apart from houses, an example of a property whose value is unstable is Antam's gold. By using insurance, any customer property will have a stable value. Various insurance benefits in export-import, especially property, are always offered to provide a sense of security, comfort, and peace for the owner of the property.

As a prospective customer of a property insurance, it is necessary to note that there are property insurances that have a limited offer for damage or loss of property and there are those that are all risk.

This choice is of course returned to the needs of each prospective customer. By joining as a property insurance customer, there will be many tempting offers for the properties that we have so far.

All worries about the property that we have will certainly disappear. So why think too long to join a property insurance customer. Look for property insurance according to the desired needs for a better life in the future.

Basically all insurance has a purpose to increase a person's sense of calm and security in life.